by awinch | Nov 19, 2021 | Uncategorized
A poll reported on by Investment Executive, that serves as a baseline on Canadians’ financial literacy, found that only 41% of respondents claimed to be highly confident in financial matters. The finding suggests a disconnect between the financial literacy of...
by awinch | Oct 22, 2021 | Uncategorized
In our last blog, we look at three different homebuyer journeys of people that were either new to Canada or considered non-resident. We also highlighted some of the challenges involved in those cases. For this month’s solutions roadmap, we’re breaking down the unique...
by awinch | Oct 15, 2021 | Uncategorized
Did you know that Canada’s annual immigration is about 300,000 people? That’s a lot of folks who find themselves new to Canada each year. This time we’re looking at some homebuyer journeys that reflect different variables on account of being a new or non-resident....
by awinch | Sep 17, 2021 | Uncategorized
In our last blog, we compared and contrasted the situations of two single retirees with that of a retired couple. We explored how their incomes and assets affected their ability to buy homes and the mortgage implications for each. For this month’s solutions roadmap,...
by awinch | Sep 10, 2021 | Uncategorized
Among homeowners in Canada that are 65 years or older, roughly 35% have a mortgage. Out of those individuals, the average loan-to-value ratio is 33% according to Mortgage Professionals Canada. In this month’s story, we’re comparing and contrasting the situations of...
by awinch | Aug 26, 2021 | Uncategorized
In our last blog we compared and contrasted the stories of two couples, both with different career paths, budgets, wants, and needs in their home buying process. There are many crucial steps and important considerations specifically for new buyers and we’ve outlined...
by awinch | Aug 19, 2021 | Uncategorized
According to data from the 2018 Canadian Housing Survey, over 1.3 million people or 9% of Canadian households had bought their first home within the previous five years of the survey being conducted. Since 2018, we’ve seen one of the hottest housing markets on record...
by awinch | Jul 22, 2021 | Uncategorized
In our last blog, we went over the not so uncommon story of John and Jane, a recently separated couple, who needed to refinance a mortgage on their previously shared home as well as apply for a mortgage on a new home. There are lots of steps in any mortgage...
by awinch | Jul 22, 2021 | Uncategorized
Did you know that in 2020 there were about 2.71 million divorced people in Canada? It’s a trend that has steadily been increasing for the past 20 years and the year of the pandemic was no different. In fact, it’s likely that you or someone you know separated or ended...
by awinch | Jun 29, 2021 | Uncategorized
I am excited to announce I just launched my new brand and online marketing platform! I’m still offering all the same services through Mortgage Brokers Ottawa, but wanted to bring added value to my clients (you) through knowledge-based service offerings, blog articles,...
Recent Comments