by awinch | Apr 28, 2022 | Uncategorized
This month, we’re focusing on income — the same thing your lender will focus on! Below we explore the type of home and mortgage you can get at different income levels, how to get it, and what the monthly payments would look like. As you’ll find out, homeownership...
by awinch | Mar 28, 2022 | Uncategorized
This month we’re exploring the different ways your employment situation affects the mortgage application process. As you find out in our last blog, there are a lot of myths surrounding what you need to have but we’re all about finding solutions — regardless of how...
by awinch | Mar 24, 2022 | Uncategorized
It is no secret that the pandemic has created a lot of fluctuation in the employment market. From job losses to people re-evaluating what they want to do for work, there’s lots of change… to say the least. How does change in one’s employment situation affect...
by awinch | Feb 24, 2022 | Uncategorized
In our last blog, we looked at two different stories of people looking to use their investment earnings as part of their down payment. There are many different savings and investment vehicles to choose from, so we’ve put together a list of some of the most popular...
by awinch | Feb 23, 2022 | Uncategorized
The results from the Finder’s Global Investing Adoption survey revealed that roughly 40% of Canadians invest in stocks. What about other investment vehicles and burgeoning trends like crypto? In this month’s blog story, we look at two stories that compare and...
by awinch | Jan 28, 2022 | Uncategorized
In our last blog, we looked at a story of a couple looking to save up for a home purchase and needed to know how it could be done. There’s no one way to save that works for every person’s situation, here are seven ways to help get you started! 1. Debt Elimination It’s...
by awinch | Jan 21, 2022 | Uncategorized
Finishing off the fourth quarter of 2021, the median sale price for a single-detached home in Ottawa rose to $681,000 and $550,000 for a townhouse or row-unit. These are big numbers for anyone to wrap their head around. That’s why this month’s client story shows how...
by awinch | Dec 22, 2021 | Uncategorized
In our last blog, we looked at the stories of some past clients who dealt with specific mortgage qualification considerations tied to their self-employment. Depending on the situation, we need to cover different bases to get you approved for your mortgage. Here’s what...
by awinch | Dec 17, 2021 | Uncategorized
From 1976 to 2018, the number of self-employed Canadians went up from 1.2 million to 2.9 million respectively and account for roughly 15% of total employment. Whether you’re a sole proprietor or an incorporated business owner, there are different factors that lenders...
by awinch | Nov 26, 2021 | Uncategorized
For financial literacy month, we’ve compiled 13 tips tied to various aspects of the mortgage application and lending process to go alongside the stories from our last blog — because getting the best deal has nothing to do with luck! 1. Different debts You might have...
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